BankAmericard Cash Rewards™
"The BankAmericard Cash Rewards™ offers between 1% and 3% cash back depending upon category. New purchases and balance transfers get a 0% APR for 12 months."
- Online $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
- 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
- Overdraft Protection - an optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.
- Text Banking - get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.
- No annual fee.
- 0% APR for balance transfers for stated period.
- 0% APR for purchases for stated period.
- Signup bonus.
- Network: Visa
- Credit Level: Excellent
- Annual Fee: $0
- Signup Bonus: $150
- Ongoing APR: 13.99% to 23.99%
- Balance Transfer Promo Term: 12
- Balance Transfer Fee: 3%
- Purchase Promo Term: 12
- Standard Rewards Rate: 1%
- Foreign Transaction Fee: 3%