BankAmericard Cash Rewards™

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BankAmericard Cash Rewards™ | Bank of America | Credit Cards | Equitee
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"The BankAmericard Cash Rewards™ offers between 1% and 3% cash back depending upon category. New purchases and balance transfers get a 0% APR for 12 months."


  • Online $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
  • 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • Overdraft Protection - an optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. Transfer fees may apply.
  • Text Banking - get the account information you need quickly by text. Simply send a text message and you'll get a reply in seconds.

Best Features

  • No annual fee.
  • 0% APR for balance transfers for stated period.
  • 0% APR for purchases for stated period.
  • Signup bonus.

Card Details

  • Network: Visa
  • Credit Level: Excellent
  • Annual Fee: $0
  • Signup Bonus: $150
  • Ongoing APR: 13.99% to 23.99%
  • Balance Transfer Promo Term: 12
  • Balance Transfer Fee: 3%
  • Purchase Promo Term: 12
  • Standard Rewards Rate: 1%
  • Foreign Transaction Fee: 3%