Citi® Diamond Preferred®

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Citi® Diamond Preferred® | Citi Bank | Credit Cards | Equitee
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"The Citi Diamond Preferred® card provides a long 21 months 0% APR for balance transfers and purchases. Trip cancellation insurance is a nice bonus."


  • 0% intro APR on purchases and balance transfers for 21 months.
  • Diamond Preferred® cardmembers receive 24/7 Access to personalized concierge service, providing assistance in booking hotel, flights, concert tickets and much more.
  • Trip Cancellation & Interruption Protection. If certain unforeseen events get in the way of your trip, you may be reimbursed for non–refundable trip expenses, like change fees, provided you paid for the trip with your Citi card.

Best Features

  • No annual fee.
  • 0% APR for balance transfers for stated period.
  • 0% APR for purchases for stated period.

Card Details

  • Network: MasterCard
  • Credit Level: Excellent
  • Annual Fee: $0
  • Signup Bonus: $0
  • Ongoing APR: 13.49% to 23.49%
  • Balance Transfer Promo Term: 21
  • Balance Transfer Fee: 3%
  • Purchase Promo Term: 21
  • Standard Rewards Rate: 0%
  • Foreign Transaction Fee: 3%