Citi ThankYou® Preferred

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Citi ThankYou® Preferred Credit Card for College Students | Citi Bank | Credit Cards | Equitee
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"The Citi ThankYou® Preferred card offers 2X points for dining & entertainment - 1X everywhere else. Exchange for a wide variety of rewards."


  • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment. 1 ThankYou® Point per $1 spent on other purchases.
  • Redeem ThankYou Points for almost anything, from a large selection of gift cards including dining, entertainment and retail – to a selection of rewards such as electronics, travel rewards, home goods, books and media, charitable donations or even cash.
  • Earn 15,000 bonus ThankYou® Points after you spend $1,000 in purchases within 3 months of account opening.
  • Trip Cancellation & Interruption Protection. If certain unforeseen events get in the way of your trip, you may be reimbursed for non–refundable trip expenses, like change fees, provided you paid for the trip with your Citi card.

Best Features

  • No annual fee.
  • 0% APR for balance transfers for stated period.
  • 0% APR purchases for stated period.
  • Signup bonus.

Card Details

  • Network: MasterCard
  • Credit Level: Excellent
  • Annual Fee: $0
  • Signup Bonus: $150
  • Ongoing APR: 14.49% to 24.49%
  • Balance Transfer Promo Term: 12
  • Balance Transfer Fee: 3%
  • Purchase Promo Term: 12
  • Standard Rewards Rate: 1%
  • Foreign Transaction Fee: 3%