IHG® Rewards Club Select Credit Card

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IHG® Rewards Club Select | Credit Cards | Chase Bank | Equitee
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"The Chase IHG® Rewards Club Select card offers between 1X and 5x points and a free anniversary night at places like Crown Plaza, Inter-Continental and Holiday Inn; plus 80,000 bonus points."


  • 80,000 bonus points after you spend $1,000 on purchases in the first 3 months of account opening.
  • Earn 5,000 bonus points after you add your first authorized user and make your first purchase in the first three months from account opening.
  • Earn 5 points per $1 spent when you stay at IHG® hotels.
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases.
  • As an IHG® Rewards Club credit cardmember, you qualify for an upgrade to IHG® Rewards Club Platinum Elite status for as long as you remain a Select cardmember.
  • Enjoy a free night after each account anniversary year at over 5,000 hotels worldwide.
  • Trip Cancellation/Trip Interruption. Insurance If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

Best Features

  • Fee waived in first year.
  • Signup bonus.
  • No foreign transaction fee.

Card Details

  • Network: MasterCard
  • Credit Level: Good
  • Annual Fee: $49
  • Fee Waived 1st Year: Yes
  • Signup Bonus: $800
  • Ongoing APR: 16.99% to 23.99%
  • Balance Transfer Promo Term: none
  • Balance Transfer Fee: 5%
  • Purchase Promo Term: none
  • Standard Rewards Rate: 1%
  • Foreign Transaction Fee: 0%