Wells Fargo® Cash Wise Visa® Card

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Wells Fargo® Cash Wise Visa® | Wells Fargo | Credit Cards | Equitee
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"The Wells Fargo® Cash Wise Visa® offers an unlimited 1.5% cash back on every purchase - a solid rate. Check out the cell phone protection benefit."


  • Earn unlimited 1.5% cash rewards on net purchases, every day.
  • Enjoy 1.8% cash rewards on Android PayTM or Apple Pay mobile wallet net purchases made during the first 12 months from account opening.
  • Track your cash rewards, select a redemption amount, and follow your progress via Cash Track.
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card.
  • You may link your credit card to your checking account to help avoid overdrafts.
  • $150 cash rewards bonus if you spend $1,000 (net purchases) in first 3 months.

Best Features

  • No annual fee.
  • 0% APR for balance transfers for stated period.
  • 0% APR on purchases for stated period.
  • Signup bonus.

Card Details

  • Network: Visa
  • Credit Level: Good
  • Annual Fee: $0
  • Signup Bonus: $200
  • Ongoing APR: 13.99% to 25.99%
  • Balance Transfer Promo Term: 12
  • Balance Transfer Fee: 3%
  • Purchase Promo Term: 12
  • Standard Rewards Rate: 1.5%
  • Foreign Transaction Fee: 3%